WadofBills

Long awaited update ...

2010-07-13T02:02:00.000-07:00

OK, I decided to completely bail out of the Surf/HYIP arena. There were just too many people "stealing money." It used to be in years past, you could get in early on some programs and make some decent money. Some high paying HYIPs you would go in early, run the first cycle or two and bail out with a profit. Problem was, the new admins would run with your money before even the first cycle would complete.

Or, if you waited until you thought the program was worth getting into, it was then too late. The heavy hitters had already come in on the first cycle and when the admin had to pay them their investment plus profit, there was nothing left for the next wave. The program closed and you lost your money.

I got burned on too many where it got to the point where I said "OK, enough, I am done." However, only two programs have stood solid through all this and I have the banners up. Neobux has paid me everytime I have requested it to AlertPay. ClixSense also has sent me a check without fail to my home address.

Obviously, these two won't make you rich, but if you get some people under you to click along with you, you can make enough to pay a few bills every month.

Now for the BIG news! I have decided to do what makes America run, capitalism. Instead of being lazy and trying to invest money, I am going to earn it. The economy is turning around and people are starting to spend money. I will be selling things on the net, and making a nice profit. How? Well, if I told you right here, right now how I am doing it, you would do the same thing and take business away from me. What I am willing to do, is to give you excellent advice on how to get started.

Do I sound selfish? Maybe, call it self-preservation, protecting myself from competition that would destroy me. As I have told you from the very beginning, I will ALWAYS give you the truth. I don't believe in ripping people off or hurting people intentionally. That's another reason I left the HYIPs, I felt too bad when some program I would recommend took their money and I couldn't do anything to help them.

So send me an email to jerry@wadofbills.com and I will give you some advice. Hopefully, you will buy some products from me as a thank you, or even better, come into my business with me.

Keep checking back, I will try harder to post more often :)

Time to re-group

2010-04-30T01:59:00.000-07:00

Well, the past month has been a disaster. A lot of long running programs just up and choked for various reasons. Two of them, Gold Nugget Invest and Genius Funds were based on the economy in Greece. And we all know what has been happening with them - collapse. Apparently the German banks were involved and caused problems, especially for GNI. PTV Partner turned out to be a scam just like P2P. The admin gained everyone's trust by having online chat rooms, forums, lots of updates, etc. But in the end, Garrett turned out to be a criminal and ran with the money.

It is my belief that they honestly wanted to keep their programs going, but it was impossible with funds being frozen. Without any sort of cash flow, it doesn't take long for a large popular program to crumble. And crumble they did. GNI is claiming to be starting a new program, but I would be cautious at this point. If you have failed for whatever reason the first time, how can you trust them again?

So I have been reduced to a couple banners while I search out new trustworthy programs. I am looking a a few presently, so bear with me and I will try to keep more current. I am still a strong believer in making money online thru a business, but you can still make some decent cash in this arena.

Update 3/16

2010-03-16T03:20:00.000-07:00

Whelp, finally! I'm here to make an update. A lot has been happening. One program has gone kaput, due to a bank giving it problems. Seems banks don't like programs being more successful than they are. They freeze the funds, thereby making it impossible for the program to remain solvent. The program is Gold Nugget Invest (GNI) and the bank is Yesilada. Seems Cyprus is having problems and the banking issue didn't help much.

I removed the banner as it will no longer be a good investment. It will soon start a part 2, which I might consider joining. If I think it is a good program, I will put up a banner. Hot Rod Revenue Share is slowing down due to lack of interest, so I am watching it carefully right now. The admins said they wouild try to raise more money to increase the payouts, but it has been a month so far and they are still only paying about 2% a week. That's not too bad, actually, but it is a far stretch from 14% a week when it started. They are still paying, but its future is on the fence at the moment. I'll keep you posted.

Genius Funds is also on a hold right now. Seems the SEC in Cyprus is informing people that it is not a legal program. That can't be good and it must be watched carefully, too.

Seems all my good programs are having problems due to one circumstance or another. One program still going strong however, is PTV Partner. I recommend them highly right now, but only deposit in investment plans of 30 days or less. This arena changes so darn fast, I only do short plans and I do very well with h that.

I am constantly looking for good programs for you, and any banner I have up is one worth making money with. I am close to a payout with a PTC (pay-to-click) program called BeRuby. It is free money, slow but sure. True, it's only pennies a day, but it does add up. I am in several of them, I will put up the banners.

Sorry it couldn't be a positive update, but that's the nature of this game. Gotta roll with the waves and keep our heads above water. Stick with my advice and you will do just that! :)

Update 2/12

2010-02-12T02:20:00.000-08:00

Wow! Has it been this long already??? Me bad! I have to admit, I am just not any good at posting every single solitary day. what does that say about me? It saus that I prefer to inform you only when something good is worth discussing. If you do not hear from me, it only means that everything I am involved in is doing well and you should be in it also :)

I am going to get involved with more online selling as that is the BEST way to earn reliable money. It is not the EASIEST, and it will involve some work. But hey, if there truly was some way to make a LOT of money and you didn't have to lift a finger, don't you think everyone would already be doing it???? Exactly! Unfortunately, if you want your money to be 100% risk free, you have to do your own business. Sorry, but that is a FACT.

It is possible to make money without much effort, but that involves RISK. The HYIP arena is just such a place, but I will only tell you about the successful ones that have the LOWEST risk. None are risk free, so you have to be willing to take a chance, just like when you buy a lotto ticket. However, with the lotto, you odds are so low, you pretty much just throw that money away. I'd rather put it into a HYIP, and 90% of the time, I make a profit. It isn't millions, but it does pay the bills :)

I have one I am in and has been paying me regularly. It is called PTV and has its own forum and chat support line. The plans are reasonable, making a 1-2% profit daily depending on the plan. I like the 30 day plan as a month is all I am willing to wait for a profit. I could make a 90% profit in 40 days, I still prefer 45% in 30. You have to realize, it could poof anytime and the longer time frames raise the risk factor tremendously. PTV has shorter plans, but they don't pay well.

Back to the online business. I will be selling more products than my flip-flops. Being the cold months, it is slow so I want to pick it up. I will help you do the same by giving you links to some awesome sources that are FREE and have valuable information.

So, see! I don't post often but when I do ... WooWee !!! I will post the links next time, so until then, hang in there and always think positive!!!

Update 1/21

2010-01-21T05:08:00.000-08:00

Time for another update. I realize I don't post everyday, but there isn't much happening day to day to warrant daily posting. I will try once a week, and more if something hot comes along.

This week, I got into a new program called Hot Rod Ad Traffic, a sister site to Hot Rod Revenue Share. Since revenue share sites have been dwindling, I don't promote them. I will put up the banners, however, as it has consistently been paying 14% a week. Well, actually it's 7% a week as they are following the 50/50 rule (member can only cash out half of their earnings, the other half is rolled back into the program) to minimize Hit-and-Run (HAR) activity. This is where big investors put in a large sum of money, then take out as much as they can as soon as they can. These people only care about their profits and not the longevity of the program. HARs always hurt a program and can sometimes cause it to belly-up.

I prefer to make my money over a bit longer time frame to help ensure the program continues. Programs that use the 50/50 rule always last longer, all other things being equal.

Hot Rod Ad Traffic admin has promised to triple early initial investments. Each ad pack costs $20 and up to 1000 ad packs can be purchased. That's a nice guarantee if I may say so. I have been in a week now and I have already earned about one-third of my money back. The program uses a 1X matrix, you can't get much simpler than that. There are 5 tiers called "gears" and I am in Gear 3.

Matrices aren't popular right now and most don't return your investment as just proved by the Pac girls. However, they used more complex matrices and it took longer to advance. I tested one of their programs with a small test spend and I never received a nickel back. Either these admins just couldn't get the numbers to succeed or they were very clever scammers that played on people's emotions.

Anyway, I put up the banners and I highly recommend you get in early on these. District 9 Funds has paid me twice already and I almost have my initial investment back. It has only been a week, so I have another week to go. By that time, I should have my seed money back PLUS 35% profit. I'll keep you posted.

That's it for now, have a good rest of the week. I have been up to my eyeballs in rain here in Los Angeles.

Update 1/10/2010

2010-01-09T22:45:00.000-08:00

Well, here we are, already 10 days into 2010. What happened with 2009? Not a very good year worldwide as the economy took a downturn. My earnings went down as I was also affected by the events. However, I am still doing very well and that is why I have this blog. I want to share with you my thoughts and give some advice that hopefully gives you guidance.

You may have noticed that I removed My Market Shares and put up a new banner. I just don't feel MMS is worth getting into anymore as it is too small of a program. The ROI is very small and Margaret isn't keeping on top of it like she used to. Support went unanswered as she delegated it out during the holidays. My points weren't upgraded for 2 weeks and my earnings weren't worth the time I spent surfing. Add to that the fact she changed to manual surfing, I have stopped promoting MMS. It is not a bad program, it just isn't worth getting into unless you drop in a huge deposit.

Now for the exciting news. I came across a new autosurf called District 9 Funds and it should do quite well for awhile. It is run by Adam Silva who was the admin for some previous programs. Those programs were shut down for various reasons but the members were all in profit. He is a proven admin, so I am promoting the program. It pays an overall profit of 35% after 9 days, so it is a reasonable return. Get in early now and you will make some money.

GRS paid me and I am still waiting for a refund from TRS. Genius Funds continues paying so it keeps on rolling!

Update 12/27

2009-12-27T05:47:00.000-08:00

Well, it is 2 days after Christmas and the hectic days are now over. I have gone through too many holidays, it seems I am getting worn out. When the season hits, I never feel ready. I put up the lights, I give the gifts and sing the carols. It seems like my heart just isn't in it. Then when the season is over, I feel like I just missed something. Go figure! I hope you all enjoyed your holidays to the fullest, however you celebrated them.

As for updates, seems nothing has changed. All the banners I have up are doing well, all are paying on time. TRS is closed to new members, but they have mentioned they might open up to family and friends in January.

Cash Tanker looks like it might scam, just like I knew it would. When it opened early in the year, they said they would pay back the principle on Christmas Day. I thought, "How can a ponzi based program pay 2-3% daily with compounding and have the funds to pay all the principles at the end of December?" Seems I was right, they couldn't. Most haven't received any payments and the few that did I don't believe.

You have to be extremely cynical in today's world to not be taken advantage of. Unless I know someone personally and know them well, I will not trust them. Anything posted can be copied, altered or just plain falsified. Just be smart and cautious before you do anything. You don't even know me, but I DO have a proven track record and I let that help my credibility.

My Market Shares had a technical glitch and no payments were made this past week. Margaret did send an email stating this, it further proves she cares about the program and the members. She will correct everything next week.

That's it for now, try to work off all those extra calories. It is hard to believe that 2009 will be over in a week :)

Update 12/17

2009-12-17T02:49:00.000-08:00

Hi, everyone. Hope you are getting through this season with minimal stress. It is a stressful time, I just encourage you to not let anything ruin it for you. Christmas is only 8 days away, it is coming quickly.

The programs I am in are doing fantastic. Genius Funds and Gold Nugget Inverst have been very true to their members and strive to earn your trust. They won't be around forever, but they have a great proven track record and I stand behind them.

Even though I only have a few banners up, I am diversified in many programs. I don't have the space to post all the banners, plus some are just too risky and I will not expose you to that.

My Market Shares continues to struggle, but does manage to stay online. They are offering a new promotion that makes it enticing to join right now. Any "pips" you purchase, will receive a 20% rebate in the coming week. If you already have some existing pips, they will receive whatever the ROI would normally be for that week. The good part is that if enough people take advantage of the promo, the weekly ROI should be pushed high enough that ALL of the pips will qualify for the 20%. Margaret has proved over and over again she wishes to make MMS successful, so I put it into a very low risk category.

GRS has been paying, so I still recommend this as a passive income generator.

I'll have another update soon, take care :)

Update 12/7

2009-12-07T17:52:00.000-08:00

WOW, long time since my last update. Sorry about that. It has been hectic lately getting ready for the holidays, taking my girlfriend's grandkids to Knott's and keeping up with internet business. Now, on to the update:

Seems Pszota went scam on me. I didn't call that one correctly, I am not perfect. Seems George opened another one called XSForex and altho he didn't close Pszota, he has totally ignored it. He did turn off deposits, so at least he can't steal anyone's money from that program. I am so disgusted that I will not promote his new program, and that is what it needs to feed Pszota. I will not stand behind someone that doesn't show good ethics.

Genius Funds is still rolling along as is TRS and GRS. My Market Shares has gone to manual surf and the ROI per week is lower than expected, but it is still a stable program and the admin, Margaret, continues to work hard to keep it running.

It is amazing that people are so "scam scared" that when a program has a server problem for just one day, they pull out and scream scam! Idiots. Sometimes stuff does happen and it is not the admin's fault. MMS had a server go down and it is still recovering. ROI was a solid 20% a week, now it is 6-10% a week. Still not bad, and Margaret is working hard to find other sources of income to keep it stable.

In that light, I will keep banners up in programs I believe in and take down those I will not support. Remember that any program has its risks, I work very hard to find ones that have lower risk factors. It requires a lot of research, but I can sleep well at night knowing I have done my best to protect myself and YOU from the dishonest people out there.

I have invested in a new program and will be posting a banner soon. I am still doing my due diligence before I endorse it, but so far it looks good with it having its own forum and live chat rooms available.

OK, that's it for now, I hope your holidays are going well and really focus on not letting stress ruin it. Do errands early and if they don't get done, the world will go on and disaster won't befall you! :)

Happy Thanksgiving!

2009-11-26T19:30:00.000-08:00

Wanted to wish all of you a great and happy holiday today. I will be with my girlfriend and her family munching on turkey. However, as I eat I will be thinking of all the people in the world who do not have anything to eat and hoping something good will happen for them.

I appreciate every thing I have and realize it can all be gone in an instant, We can only live one day at a time, so we have to make the most of each day.

I will run some updates as soon as I can, it has been too long between posts.

Enjoy time with family or just yourself if that happens to be your circumstance :)

New HYIP

2009-11-14T01:58:00.000-08:00

Pszota has been good to me so far, paying on every request and paying within a couple days. The admin, George, seems to want this program to work. He is so confident, he has formed a partnership with a Forex firm and has opened a new HYIP based on this. So far, it has paid 14% daily and has paid me a day after I requested my first withdrawal.

I have always been honest and straight-forward with my readers and I will tell it as I see it. I don't know who "George" is and any program always involves some sort of risk. George for the most part has sent emails keeping the members informed. I have money in both of his programs. I would highly recommend going in for a few rounds, always making sure to get your seed money back.

Banners aren't available yet, but you can click on XSForex to check it out.

Everything else is doing fine and the gals behind PRS and Pac4All are going to launch a new cycler tomorrow morning with just a $10 buy in. I am going to try it and let you know what happens. You are supposed to get close to $4,000 when it cycles 6 times with a little cash in pocket after each phase. When I get the link, I will post it here for you.

Thanksgiving is close approaching, I hope we all have something good to be thankful for :)

Update 11/6/09

2009-11-06T03:09:00.000-08:00

Several things to touch on today. First, My Market Shares continues to make changes in order to continue. Some server problems caused many people to bail and lose confidence in the program. The admin, Margaret, has continued to communicate and prove she is willing to make the program thrive. In this day and age where many programs would just up and run, she has remained faithful to her members so far. I truly believe that if the program fails, it will NOT be to her lack of trying. I will continue to promote this site anywhere I can.

Second, True Revenue Shares has just turned on the cashout button! It will be live for the next 48 hours. Those lucky enough to get in at the beginning will now enjoy a 15% payout on the 15th. The cashout minimum is $10, so a member would have needed to have at least $70, not counting RC, to get at least the $10 minimum out. There is no hit-and-run clause, so members get the whole banana.

Next, I am going to put up a PTC banner in a program I have been in for over a year now. It has proven itself to go long term, so I will add it to my trusted sites. I have a lot of sites I believe in, but Iw ill only put up banners for programs I strongly feel will last awhile unless strange circumstances prove otherwise. The program is called Neobux, and has been online for quite awhile. I click this site along with ClixSense, as both are the best PTCs out there. The trick with making money with Neobux is referrals. You can buy refs and they make you money. You do, however, have to remain vigilant in watching the refs because the ones you buy are randomly alloted. All you need to do is to keep the ones that continue to click and recycle the ones that don't. If you keep on top of it, you will make some money. Granted, it isn't alot, but I will take a program that has longevity over a high paying high risk one anytime.

GNI contimues to work on their new website, so the server is still down. Updates are all over the ASA and GNI forums if you wish to keep informed.

Oh, I have a scam warning for you. DO NOT invest in a new program called Fine PTC. It is the same scammer that runs Rich PTC and Big Money PTC. Doing a Whois turns up basically the same info on all 3. He has never paid on any of his programs. I did Rich PTC for free as a test because he claimed to pay $1 a click and would pay out when you reached $1,000. I got to that $1k point and do you think I saw the money? Nope! At the time I felt it was a scam, but I thought "what the heck!" why not do it for free just to see what happens.
As for FinePTC, I mean really, he is claiming to pay $10 a click and then pay you when it reaches $10,000. I am currently warning as many people as I can about this thief. He gets his money from the people who don't know any better and buy the "premium" upgrades.

OK, that's enough for now, have a great weekend and I'll be back here soon :)

Quick update for Halloween

2009-10-31T02:41:00.000-07:00

Happy Halloween! I will not be out and about as I am too busy making money on the net. Plus, I don't have a costume, so I couldn't attend any parties anyway. :)

OK, I got hammered by a flood of emails from GNI, so I have to find out why it happened yesterday. I'm assuming it is a server glitch but will need to verify that.

TRS is still strolling right along, and rebates will be calculated in 6 days and paid Nov. 15th.

Genius Funds is still paying as always, so nothing to add there.

My flips-flops are selling well and I'm working to improve the site. I'll put up a link soon so you can see what I'm selling on the side. The footwear is made by HushPuppies so you know they are exceptional quality. The price may seem a little high, but if you get involved as a wholesaler, it is a very sweet business.

My Market Shares is paying a bit less in rebates now, but that is actually a good thing since it ensures the program will continue for now. I believe it is better to make less, then to lose your money altogether.

Pszota is paying and paying on time. They weren't answering support tickets for a couple of days so people got nervous. Not to worry, here is an email I received:

"I am very sorry to have been away this past week., It was unexpected family emergency..My assistant handled as many payments as possible but was not able to handle support tickets., I will be working on these myself as soon as I am settled., One thing is noticed is that some members have bashed the programme on rating sites.,, please be aware this is members who either got the bonus alertpay or fraud members I suspended for opening many accounts to take advantage of the bonus award system.., As of right now all bonus is being stopped.,, I had tried to offer a good thing for members but like anything is has been abused. The members that have already gotten the bonus are ok it will stay earning for you for the future. Members who did not get the bonus I am sorry but no more bonus will be issued.

The addition of Strictpay has been a great success,, many members have chosen this processor and it is more popular than Alertpay and Liberty Reserve for us.

I will send more updates in the coming days ahead as I am more caught up to speed.

George"

So it is ok for now and I expect it to continue well into next year.

That's all for now, have a safe and Happy Halloween and I'll be posting next week :)

Finally, an update 10/25/09

2009-10-25T04:08:00.000-07:00

Whelp, first off, I had a blast at Knott's Scary Farm. Driving a Scion to help the pollution here in SoCal, I got in free. Toyota paid Knott's for a special night just for Scion owners. I donated some toys to the Marines' Toys For Tots, so I gave back something. Monsters galore roaming the streets and lots of scary rides and mazes. I like to stop and talk to some of the "actors" and that throws them for a loop. They expect me to be scared, but I'm way past that. I go to see the costumes and special effects. I took my girlfriend and she did jump a few times in some of the mazes, hehe.

OK, back to business,. Pac4All is benefactoring some members who were not in profit into some new cycler. They are paying the $10 entry fee. They are claiming you will get back $2,000 rather quickly if you get in early. Hogwash. It's not economically feasible. $10 into $2,000, think about it. However, I am going to put in the $10 because I do believe I will at least get that back plus maybe a little bit more. I'm pretty positive I surely won't see $2k back. I will post a link when it goes live as we are supposed to get in before the general public is exposed to it.

Some admins that read my blog won't pay me to sponsor them. Why? Because I'm brutally honest. I am not a referral hound that will tell you anything just to get a commission off of you. People like that make me sick. It's funny how I state the truth in forums and I am told I am "negative." Oh, sure, a program stops paying and then runs with my money and I am supposed to be a cheerleader for them? Give me a break. If you follow my blog, you will always be told the truth from whatever information I am able to obtain. If you are a program that is paying and doing well, I will give you some praise and put up a banner.

I am not saying I will always be right about a good program. Stuff happens. But what you will get from me are programs that are the lowest risk in this type of arena. There are so many short term HYIPs and surfs that run quickly, it is disgusting. Right now, Revenue Shares are cooling off, many are changing their structures.

As always, I will do my best to look out for you, and I will be searching for the next hottest fad. I think it's time for cyclers to re-emerge and I will be watching those closely.

Oh, I heard a rumor that ProHYIP is going to re-open soon, so I will keep you informed of that. It was a shock to me it closed so soon, but I think some factors happened and it was NOT due to a bad admin. I am in a new one called Pszota, and should run for a bit. Click the the text or the banner at the top if you would like to see more. Every banner I have up is paying, I certainly won't have one up if it is scamming people.

Oh, I took down the TRS banner because it is now closed to anyone wishing to take part in the revenue share. It is still open to buy advertising, but I'm pretty sure you are here to make money along with me :)

Stay tuned for more ...

Update 10/12

2009-10-12T01:13:00.000-07:00

Wow, a lot has been happening. First, Pac4All just up and closes. The admins claim that the deposits suddenly stopped coming in. This being a ponzi, naturally the program will collapse when this happens. Their attitude is just short of appalling. They merely throw up their hands and say "Oh, well, you knew it was a ponzi and you knew the risk when you joined." Oh, sure, they promote the heck out of it, pushing it on everyone. They offer these special bonuses if you put in fresh money. Then , they close the program. Ethical? Hardly.

These 2 women admins had a previous program that failed. so, they open another one. When that begins to fail, they open a 12 X 12 ponzi, claiming they are "helping" people. Taking people's money by scamming them is helping them right? I think not. Now, they have the nerve to push some new programs, claiming they will "help" those that lost money. And the sad part is, some people believe these criminals, and will defend them and put money in the new programs.

Makes me think of a couple quotes. "Fool me once, shame on you; fool me twice, shame on me." Also "A fool and his money are soon parted." The admins are experts at playing with people's emotions, and therefore sucker them into losing money. some do make money if they time it right. I wewnt in for 2 cycles, and then stopped because I knew a 12 X 12 will never last long. The deposits were already over $1.5 million, so I knew it couold not sustain itself much longer.

They are based in Belize, so it is impossible to go after them for fraud. I highly recommend you avoid any projects these 2 are involved with and to spread the word. Eventually, people will become wise to their antics and stop supporting these scammers.

Second, My Market Shares had a terrible server crash which brought down the program. At first it seemed they might have scammed. But Margaret has been fairly good with email communications letting members know what was happening. Currently, they are restoring accounts using backups and having some make new accounts if the data was corrupted. I believe in Margaret and think she is honestly trying to make a go of her program.

Global Revenue Share has been a fantastic program since its inception. But now they have decided to change the business model. I believe this is due to the fact that they can no longer continue paying out the 14% a week in RS. True Revenue Share just opened recently as a spin-off of GRS. It seems GRS wants to follow the exact same business model as TRS. This means a greatly reduced return on your "investment." Instead of 14% a week, members will now get up to 20% max per MONTH on purchased advertising. This was done to ensure the longevity of the program, so I continue to endorse them. It is better to make less, then to have the program close and your money is lost.

Hang in there, I am always on the watch for good programs.

The "Hit-and-Run" Clause

2009-10-02T01:41:00.000-07:00

Today I'm going to touch on what is known in the online investment arena as the "hit-and-run" clause. In order to get a better understanding of it, let's use a theoretical deposit of $20 into a fictitious program. Let's assume the program pays a revenue share (RS) of 20% a week (like MyMarketShares). The $20 is deposited, and the required surfing is completed for the week. "What happens to the $20?" is the most common question asked. "Does it get taken?"

First of all, the $20 does stay in there, constantly working for you. What you do with the $4 RS payout is up to the member. If you want that $4 to compound, do nothing, most programs will roll it up automatically. How much of the $4 compounds depends on each program, but always the balance will go up - in this case, higher than $20.

If someone decides to cash out some or all of that $4, they may do so. Here's where it gets tricky. Because some people are filthy rich, they would put in huge amounts of money into a program, get the profit and then never "invest" again. That is called "hit-and-run." It usually always destroys a program. So to prevent that from happening, admins use what is called a "hit-and-run clause." If the member tries to do that, they are penalized.

So, just remember 50% is the magic number. If you cash out 50% or less, you will always be ok. In this example, you would cash out $2, and the $20 stays working for you. But, nothing is rolled up. So you could just cash out $2 a week for as long as the program lasts.

If you cash out less, say $1, you get that buck and the rest gets rolled up. The balance will go up and become larger than $20. It's like your compounding weekly.

If, however, you cash out MORE than 50%, the hit-and-run clause takes effect. You get the money, but your balance will DROP. In other words, you will end up with less than $20 in the balance.

Basically, just don't cash out more than 50%. A good rule of thumb is to cash out 20% and let the 80% roll up. For $20, cash out 80 cents and roll the $3.20. I would most likely do a $1 cashout and roll the $3.

I know a buck a week doesn't sound like much, but it's only $20 that was put in. It will go up each week as you compound, but with that small amount, it won't be much. Like they say, it takes money to make money.

If this is still not clear to you, just leave a comment :)

Update 10/1

2009-10-01T03:32:00.000-07:00

Well, been busy having fun, time for an update. It is the start of the last quarter of 2009. I can't believe 2010 is just around the corner now. Soon the holidays will be upon us.

ProHYIP has the forum up and it is changing its plans. Altho 0.8% daily doesn't at first look enticing, it is almost 1%. Try getting that from any bank. It was done to ensure longevity, and that's awesome. They could have just disappeared, but they want to make it work. DDoS attacks are a very nasty thing and costly to deal with. Young programs like ProHYIP are adversely affected and the only thing that can be done is to be patient. When the program brings in more money, then it can buy better protection.

Everything else is still running smoothly. These next few months will be a cautious time of the year. Many, many new programs will be popping up, run by scammers. some will be new thieves, some will be returning ones. Stick with me, I will expose them as best I can. I can spot most, but a few always sneak by me. Not a problem, as we are dealing with diversification. so the ones that get us won't hurt the money we will be making from the good programs.

Keep checking in and I'll keep you informed.

Update 9/27

2009-09-27T01:07:00.000-07:00

Seems ProHYIP has been quiet. I like to think positive and assume the admin is working out her problems with the processors. My advice is to hold off from depositing anything right now. It is not a good sign when the admin stops communicating. I will stay on top of this. Just got an email regarding the forum. You can see it here http://www.prohyip.com/forum .

The Revenue Shares are going strong, if you wanted to get your feet wet in the Surf World, click on one of the ones at the top of my page, you won't regret it. Put in the minimum amount to get a feel for the program. Then when you are confident, put in a little more, but never more than you could afford to lose. It's a crazy world and things happen we never expect. However, these are very low risk programs.

GNI and Genius Funds keep rolling along just like my blog :)

I have to go shopping for a $10 toy to donate to Knott's. October 20 is Scion night and I drive an xB. That night, all Scion owners get into Halloween Haunt for a $10 toy donation to give to the Marine Corps for needy kids. Scions from all over the Southwest are showing up! Gonna be a blast!

Update 9/23

2009-09-23T03:51:00.000-07:00

OK, time to get to the nitty gritty. I will be posting programs that are paying ME, and that's VERY IMPORTANT as I am not an admin, monitor or in any way involved personally with any program. What does this mean you ask? It means I'm a regular "investor" just like YOU! If a program is paying me, it will absolutely be paying you as of the day of my update. If anything changes, I will post it.

First, ProHYIP had a major DDOS attack and was down for a long while. It's a new site and won't have the funds for a heavily DDOS attacked server. As it grows, money becomes available to upgrade hardware. One problem is, as soon as the attack takes place and the site goes down, people immediately scream scam. How sad. You always have to give sites at least one day to recover, sometimes more. What those people don't realize is that when they think it is a scam, they cry to the processors and they don't like to hear it. Sometimes they lock down the program's account and then payments won't happen right away even if the program is willing to pay out.

MY Market Shares is growing at a rate of about 100 members a day. It has paid out 20% weekly, oner of the highest in all Revenue Share sites. If you cashed out half of your earnings, you would get your initial investment back in just 10 weeks. That's pretty darn good for a program built to run for awhile.

Global Revenue Share is another strong site, built to last and has paid out 14% weekly since the first day it opened. Henrik, the admin, works very hard to keep the site up and has legal sources of incoming revenue streams.

Gold Nugget Invest is a great HYIP type program that really isn't a HYIP. It is an incorporated business that makes its revenue from arbitrage sports betting. If you research that, you will see that it is an awesome way to make money - you never lose!

The programs are designed to shut down people who like to hit-and-run. Those people put in a huge initial deposit, then take the first round payout and run. This will ALWAYS hurt a program, whether it is a ponzi or a legit one. Preventing HaR is a huge step in keeping a site stable and will last longer.

Again, don't use money you can't afford to lose as it is all risky, but a lot are very low risk.

More updates coming very soon :)

True success on the internet

2009-09-18T01:50:00.000-07:00

First, any money used for investment purposes on the internet is risky. You might think American banks are safe, but they are having problems and keep changing interest rates to the downside for investors. I won't get tinto economics here, I'd like to keep this light and simple.

You've seen 'em, HYIPs and AutoSurfs paying high interests. Bottom line, the higher the interest, the greater the risk for long term survival. The key is recognizing the straight outr scams and avoiding them all together. Then it comes down to timing, when to enter and exit. I will have follow up posts to help.

Back to my main point, success. Think about famous rich people. Donald Trump. Bill Gates. Norman Rockwell, etc. Did they become rich by investing in ponzis? No. It was hard gritty work selling or marketing or the lucky ones getting an inheritence. And even those had to manage it well or lose it all.

If you want to make money, you have to sell something. Be it a product, service or information, you sell it, you receive money. Been this way since day one. The statistics say only 3% of online "businesses" are successful. BAH! Stats can be skewed and altered all sorts of ways.

Which brings me to another big point about the net. Trust nothing you see on the net unless you have met them personally or know about them through a trusted friend. It's the net, people. Full of lies and deceit. Is it all bad? Of course not. Some, like me, have an earnest desire to help people. You just have to learn what is good, bad and borderline. a hard task to be sure. But the better you get at it, the lower any risk you take becomes.

Everything I have said above is very profound. I could write books on these things, which someday I might do. But for now, I run my businesses and "invest" online. I'm going to be adding banners for programs I consider low risk. There is always some risk, so NEVER EVER use money in these programs that you can't afford to lose. In other words, as desperate as you might seem at tiomes, don't use the rent money or borrow from friends.

Today was busy as usual. I signed up to market a product that I know will be popular. It is set up as a home based business. What is it you ask? Flip Flops! What sells best globally? Electronics and apparel, of course. They are called Iggly Biggly's, a very catchy name. what makes them unique is they are sold along with a beach carry bag. Where I live, it is sunny year round, so they are popular here. The cost to become a wholesaler is only $20. Click on Iggly Biggly if you wish to learn more about it. My nickname is JerBear, I use that as a referral name.

OK, enough for now, these posts are way too long ... hehe. I'll try to be more concise. You can always ask me questions.

Looks like AdFlasher has stalled :(

2009-09-17T04:15:00.000-07:00

Whelp, looks like another program with some great potential has just come to a grinding halt. Not surprising, considering how much greed was involved. Offer up something that pays $15 for an hour to an hour and a half of your time and in this economy, you can imagine the results. It got hammered. Word of mouth spread much more rapidly than all of the advertising could ever do for it. People bought up as many view packs as they could afford.

Then there are the 98 accounts that used 3rd party programs to cheat the system. Too many viewers + not enough advertisers = disaster. The business model they had in place was for slow growth. Grow slow it didn't, so it collapsed. I'm sure they are working on some sort of solution, but it is obvious it cannot return to its previous state. There are just too many greedy and desperate people that will flood the view packs.

I don't know about you, but I have better things to do with my time than to constantly check one site to see when view packs become available. I won't be promoting this anymore. I apologize if you bought view packs on my recommendation, but it's not all bad. If you bought some packs and did your viewing and have pendings, be patient. I don't believe they will just up and run, but even that might be a possibility.

Hang in there, AdFlasher should at least start paying out the backlog once they are up and running again. If they were smart, they would change their business model. If they don't, I am done with this program.

I have been an entrepreneur most of my life. I like setting my own hours and being the boss. It has at times been rough, but such is life. You will get to know more about me as you follow my blog. I have a great sense of humor, and that allows me to roll with the punches of life.

I will share with you my knowledge and hopefully it will give you some guidance that will be of some value to you. I live in Southern Cal so I love to go to Knott's and Disneyland in my spare time. Just read some of my previous posts :)

I don't like to flaunt wealth, I drive a very modest Scion Xb. But I also don't like to be boring, so I always add some goodies to my cars. You can see it by looking at the videos on the right side bar.. You'll also see a Knott's ride and California Adventure Park..

I have investments in many programs, some are high risk and some I have come to trust as much as is possible for the internet. In future posts, I will reveal these to you. I am NOT a referral hound and I have extremely high morals so if anyone loses any money, I feel awful.

But every person must accept responsibility for their own actions, I can only give advice.

Take care for now and I will post again very soon.

Jerry

A new program that is hard to believe

2009-09-14T02:35:00.000-07:00

There is a new guy on the block called AdFlasher. It pays you to view other people's advertisements. What's so new about that, you say? Well, basically it pays you $15 for just over an hour of your time to view those ads.

In a nutshell, you spend $15 to buy view packs and when you have finished viewing them, you get paid $30, a net profit of $15! You won't get the money right away, the money is paid out after a couple of days so they can manage the incoming and outgoing funds.

If you wish to learn more go to AdFlasher.net and read the FAQs. I advise that you sign up for free and you can make a small amount of money while you learn how it all works. Then you can figure out how to manipulate the program so you are making $15 an hour.

They use both PayPal and AlertPay, so you will need accounts at one or both. If you do not have an AlertPay account, you can click here and create an account with AlertPay.

Go check it out, I think you will find out it is pretty exciting! I will keep updating the blog with programs I have researched and feel the risk is lowest of all the sites out there. NO program is 100%, but you can be smart and use the odds in your favor to make money. As I'm sure you have heard a thousand times before, don't use money you cannot afford to lose.

Diversify ...

2009-09-01T01:10:00.000-07:00

Things are still looking good. Many investments are paying returns and success continues. You just have to do your due diligence and know how to time the entry and exit points. It is not a perfect scenario, but if you diversify, you raise the odds against failure tremendously. Check out the website http://www.wadofbills.com for a sample.

New Opportunities Are Always Present

2009-08-24T04:05:00.000-07:00

Well, cash gifting has slowed down due to it being saturated, so I merely changed my focus. There are many ways to make money on the net, if you learn the RIGHT things to do . Opportunities are always present if you have the wisdom to recognize them and act on them. You cannot let greed get the best of you, or you will definitely fail.

Also, sometimes it is not what you know but WHO you know. Choose your friends carefully and only trust people who have earned it from you. I have a friend who is very knowledgeable about hosting and script writing. He is helping me to continue on a path of success.

Time to hit the hay as I have a busy day tomorrow taking some kids to Downtown Disney.

Jerry

Going to Knott's Berry Farm and Making LOTS of Money While I Play

2008-06-12T15:48:00.000-07:00

Today I'm heading to Knott's. It's a fun park, with rides faster than Disneyland. Xcelerator is a blast, shooting you from 0 to 80 mph in a few secomnds. I made another investment today that will give me a return of over 10% a week. I'll let you know how that turns out.
It's fun to know that while I'm at Knott's, I'm makin' lots of money in my opportunities and investments (and no, I'm not in the stock market). Why do I say this? Not to brag, but to let you know that you can do it, too, with very little money to start. Call me for heaven's sake and we can discuss it. 714.675.4040.

Gotta head to Knott's,
Jerry

I'm going to Disneyland !!!

2008-06-10T03:10:00.000-07:00

Today, I did just that. I went to Disneyland !! I live close and have a yearly pass. I have a lot of free time, so I go to amusement parks, the beach, etc. Boy, was it crowded. I felt like a pinball. I should have known it was graduation week DOH! I like to ride the fastest coasters, so I head for those first. Too bad the lines were so long, couldn't get a lot in. Poor people waiting for Thunder Mountain. It looked like an hour long line when they shut it down. Imagine being the ones at the head of the line
Looks like maybe Knott's Berry Farm tomorrow after I check my businesses.
Jerry

www.prosperwithcashgifting.com

Things are going as planned

2008-06-06T02:59:00.000-07:00

Well, I'm right on track. My new "investment" is giving me great results. It's a solid business, and if you have enough capital, you can literally be a millionaire within a year or 2. I could quit my "job" right now, but since I have my own business, that would be impractical
I'm now working on a few merchant accounts so I can get involved with a couple other plans. I'll keep you posted.

WOW !! I just got back from Las Vegas and I'm excited!!!

2008-06-01T15:29:00.000-07:00

I just got back from Las Vegas and I'm really excited. I just signed up with a company that actually pays me to advertise my website. Unbelievable? Read on.
This company is set up in such a way that you pay for your ads up front. Then you merely surf the net for a short period of time. After you have viewed a certain number of websites, you get that money back!! But wait !! It gets even better! Surf a little longer and you receive a little more money. It's true. It sounds insane I know, but it's really happening.
The company had a rally in Las Vegas. What was fantastic was if you attended the rally, they matched whatever money you gave them. For example, if you gave them $1,000 they would match it with another $1,000. How can they do that you ask? Because they have such a large asset pool to draw from. Having been around for 3 years, it has grown substantially.
The reason the match is nice is that you receive more money daily that way. Let's say they are awarding out 1% daily. If you only had the $1,000 you'd receive $10 a day. But it's been doubled so you will now get $20 daily. Image what happens if you had $10,000 to advertise with? Yep, that's around $200 a day!
Anyway, I'm going to do quite well and that's why I'm excited

Call me at 714.675.4040 if you'd like to ask any questions.

WWW.PROSPERWITHCASHGIFTING.COM

2008-04-22T20:02:00.001-07:00

This is my web address for cash gifting. I wanted it on the main blog page so I put it in the title window :)

Mentoring you

2008-04-22T19:56:00.000-07:00

Thanks for coming to my blog. If you join cash gifting under me, I will teach you how to market the internet successfully. It requires a lot of work, so if you join and then just sit back and expect money to arrive, you're mistaken. However, with some time spent in the right marketing, you will be successful.

Just go here http://www.wadofbills.com and listen to the audio and watch the movie. It explains in detail how the system works. It's amazing, and with a little patience and hard work you will see results. I like to go to amusement parks in my leisure time so most of my vids are shot from them.